Best Online Payment Gateway: Online Payment Selection Best Practices

Offering consumers numerous payment selections at the checkout is a wonderful way to retain existing clients and to attract new consumers who would only make a obtain if the merchant is able to accommodate their preferred payment selection. Remember that if buyers do not discover their favorite payment option supported in your store, they are likely to go to the competition, causing you to lose the sale and, potentially a repeat customer. When offering customers payment selections at the checkout, merchants should contemplate the following best practices:

  • Provide clear payment choices.

    • Your customers must be supplied with a clear choice of payment brands. Confusion can result when clients believe that they are paying with one payment brand, but the transaction is truly processed using yet another. When a customer selects one payment brand, for example Discover, his or her selection really should always be honored. Confusion might also result from the diverse understanding that customers could have for options such as “Debit” or “Credit.” Choosing a distinct payment brand provides the customer with a clear option.
    • Display on your checkout page a menu or radio buttons of all of the payment brands that your store accepts and that makes it possible for your consumers to make an informed choice.

  • When a customer makes a selection of the payment brand he or she wants to pay with, the selection need to be honored. The merchant is allowed to indicate a preferred payment option and to advertise it to its customers but cannot confuse and mislead clients or omit essential information in the process. The selection ultimately belongs to the customer.
  • Contain a payment option confirmation page. In order to steer clear of any probable misunderstanding about the customer’s payment choice, merchants ought to contemplate which includes a confirmation page that specifies the selected payment alternative.

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